Remortgage in Livingston
At Lothian Mortgage Services we offer a full remortgaging service in the Livingston area. we can be on hand to assist you find the most suitable mortgage, from advice to professional guidance and arrangements our professional team have you covered. If this sounds like something that you’re looking for, contact our team today.
Remortgaging Advisors in Livingston
When it comes to remortgaging in Livingston, at Lothian Mortgage Services we have access to a large range of lenders and will ensure that you achieve a suitable mortgage which is affordable. Our team have a wealth of experience and can offer support and advice throughout the process, ensuring that you’re kept informed. For more information, call Lothian Mortgage Services in Livingston today.
Professional Remortgaging Services
The team of mortgage advisers at Lothian Mortgage Services have all the necessary skills and knowledge to ensure that you receive the best remortgaging option for you. We’ll discuss all of your options and make sure that we help you to make the best decision based on you circumstances and requirements.
Many people remortgage to gain funds to carry out home improvement work to their property. This is often seen as a sensible option, as any improvements you make to your home may well increase its value in the long term. Spending in this way is therefore an investment in your property as you will likely see a return on it at some future date.
There are many reasons why people choose to remortgage some are:
If you have come to the end of your fixed rate your mortgage will revert to the lenders Standard Variable Rate [SVR]. The SVR might higher than other lenders rates on the market as there are large variations between lenders and this if it were to run to the end of the mortgage term can cost thousands of pounds in extra payments.
This failure to switch earns lenders a considerable amount in extra interest, which in the main is avoidable if at that point you shop around for a better deal. While there is a cost to remortgaging, with regard to lender and solicitor fees, many lenders offer to pay these costs for you.
- Your current fixed rate is ending
- Obtain a better interest rate
- Pay off debt
- Home Improvements
- Extend your home
- Changes to their financial situation
- Change from interest only to repayment
- Equity release
Are you paying too much for your current mortgage?
Have you been with the same mortgage provider for a number of years without remortgaging, then you may not be on the best mortgage deal for you, as a mortgage is likely to be one of your biggest financial commitments, it tends to be in your interest to ensure that your mortgage is the most suitable available. Maybe you noticed that your mortgage payments are creeping up, if this is the case then a financial review is required.
As part of our professional mortgage services, at Lothian Mortgage Services we provide no obligation mortgage reviews to see if you’re paying too much for your current mortgage. We can then bring you new mortgage rates from a range of UK mortgage lenders and help you find a new rate that suits you. If this is something that you’d like to consider, simply call our professional team today, we’ll be more than happy to assist.
Why choose Lothian Mortgage Services?
At Lothian Mortgage Services we’re more than happy to help anyone who is looking for a mortgage, whatever your requirements, we’re also supported by a number of credentials including:
- Approval by the Financial Conduct Authority (FCA)
- Membership of the Chartered Institute of Bankers in Scotland
- Certified in Mortgage Advice and Practice (CeMAP).
To Remortgage in Livingston, contact Lothian Mortgage Service
At Lothian Mortgage Services we offer provide a full remortgaging service in the Livingston area. we can be on hand to assist you find the most suitable mortgage, from advice to professional guidance and arrangements our professional team have you covered. If this sounds like something that you’re looking for, contact our team today.
If you would like to use our FREE no obligation mortgage comparison tool please click on the button below. We do not look to capture any of your data at this point you are welcome to use this for free before contacting us.